First-home buyers
Understand what you may qualify for, what feels comfortable and what needs to happen next. Mary explains the options, helps you prepare and keeps you informed at every stage.
Explore first-home support →Mortgage broking · Australia-wide
Finance for the property life you’re building.
Clear strategy, carefully considered lending and a broker who stays beside you—from the first conversation to settlement.
Founder & Mortgage Broker
RecognitionCBA Elevate Quality Excellence Award finalist
AccreditationCBA Platinum Broker
Experience30+ years in property & finance
Access to 30+ lendersOptions from a broad lending panel
Your property. Your pace.
Smart finance should feel clear, considered and personal.
Whether you’re buying your first home, reviewing an existing loan or building an investment portfolio, Cameron Capital makes the finance process easier to understand and easier to move through.
How we help
Finance shaped around real life.
Home loans & refinancing
Compare lending options, review your borrowing position and structure a home loan that suits your circumstances—without navigating every lender alone.
Discuss your loan →Investment finance
Practical lending guidance for your next property decision, from using available equity to understanding finance options for a growing portfolio.
Plan your next move →Property
Home & land packages, with finance considered from the start.
A new home can feel more achievable when the property and finance decisions are considered together. Mary helps you understand your budget, prepare your lending position and connect with established builders offering house and land opportunities that may suit your plans.
From your first conversation through to finance approval and construction milestones, Cameron Capital brings the moving parts together so you can make each decision with greater clarity.
Discuss house & land optionsBuilder introductions
Where appropriate, Mary can introduce you to established builders and available house and land opportunities aligned with your preferred location, needs and budget.
Finance preparation
Understand borrowing capacity, deposit requirements, possible grants or schemes, and the additional purchase costs to allow for before you commit.
Coordinated support
Mary stays close to the finance process, working with you and the relevant parties as your application, land purchase and construction progress.
Builder availability, package pricing, government support and finance approval are subject to individual circumstances, eligibility and applicable criteria.
First-home buyers
Your first home starts with a plan you understand.
Mary begins with a discovery call to understand your wishlist, savings, income and preferred monthly commitment. From there, she helps you make sense of borrowing capacity, government support, lender requirements and the costs beyond your deposit.
No jargon. No pressure. Just clear explanations, careful preparation and a steady hand through pre-approval, purchase and settlement.
Book a first-home buyer callFirst Home Guarantee
Eligible buyers may be able to purchase with a minimum 5% deposit through a participating lender, subject to scheme and lender criteria.
Official scheme information ↗Family Home Guarantee
Eligible single parents or legal guardians may be able to purchase with a minimum 2% deposit, subject to scheme and lender criteria.
Official scheme information ↗A deposit is only one part of the cost of buying. Mary will help you plan for fees, duties and other purchase costs that may apply.
The Cameron Capital approach
By your side, all the way to settlement.
- 01
Discover
We get to know each other, clarify your wishlist and understand what a comfortable loan looks like for you.
- 02
Prepare
Mary reviews the detail, explains possible schemes and grants, and identifies what is needed to strengthen your application.
- 03
Compare
Your lending options are assessed against your circumstances, goals and the features that matter to you.
- 04
Secure
Mary coordinates the application, keeps you updated and works through lender questions as they arise.
- 05
Settle
You stay supported through the final steps, with clear communication right through to settlement day.
About Mary
Property has always been personal.
Mary learned early that independence starts with a plan.
At 14, she worked two part-time jobs and discovered the confidence that came from watching her savings grow. At 20, she bought her first property, then kept building—one considered step at a time.
That experience shaped the way Mary works today. She knows the property journey can change a family’s future because she has lived it herself, and watched her daughter begin building her own property path.
Now, Mary brings more than thirty years of property and finance experience to helping Australians move forward with clarity. Her approach is direct, caring and deeply practical: explain what matters, make the complex feel manageable and stay close until the job is done.
Mary Cameron
Founder & Mortgage Broker, Cameron CapitalClient experiences
What clients say about working with Mary.
“Mary Cameron of Cameron Capital is the “House Whisperer”. Mary goes over and above for her customers. We were able to refinance our home under the most difficult circumstances and she made it happen. Excellent communication and exceptional service. We were kept updated and informed every step of the process. Cameron Capital also helped our adult children achieve their dream of owning their first homes. We are truly grateful.”
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Finance, made understandable
Practical guidance—without the jargon.
Mary shares timely, plain-English videos about home loans, first-home buying and smarter mortgage habits.
Plan with perspective
Useful numbers, made easier.
Explore an indicative repayment, then estimate the government costs that may apply to your property purchase.
Loan repayment calculator
What could your repayments look like?
Estimated repayment$3,597per monthTotal interest over the loan: $695,029
Indicative principal-and-interest repayments only. Fees, changes in rates and lender calculations are not included.
Stamp duty calculator
Estimate your purchase costs.
Stamp duty, transfer fees and concessions vary by state, property type and buyer circumstances. Use REIWA’s maintained calculator to estimate government charges for WA or interstate purchases.
Property locationProperty typeFirst-home buyer status
Calculate stamp duty ↗External calculator provided by REIWA. Results are estimates and should be confirmed with the relevant revenue authority or your conveyancer.
Ready when you are